This last week, I've been reflecting and it's high time for my personal and family money refresh. This is something that began about twelve years ago, and I don't think I've ever shared it with you. In today's love letter, I'm going to share when to do a money refresh, what that might look like for you, and the most important question to ask yourself when doing a money refresh. 

There are times when life is hectic.

Even writing that makes me giggle because, of course life gets hectic. And when life gets hectic in my corner of the world, my money practices definitely slip or, circumstances dictate that my money practices require a refresh. 

Case in point. Over the last eighteen years, my family and I have moved twelve times. Every time we move, there is a change in expenses and often income. Not only that but moves are filled with expenses that are unexpected. Other times that our money awareness can wane are during illnesses or travel or periods of grief. 

When...